Definition
The IBAN (International Bank Account Number) is the standardised identifier of a bank account on a European and international scale. In Spain it has 24 characters: ES (country code) + 2 check digits + 4 bank digits + 4 branch digits + 2 check digits + 10 account digits.
For a sports club, the club's IBAN (current account opened in the entity's name) is required to: receive fees by SEPA and card, transfer to federation and suppliers, receive grants and act as creditor in SEPA debits. It must appear on invoices and formal communications.
When does it apply?
Applies from the opening of the club's bank account (just after obtaining provisional NIF). Every formal operation flows through the IBAN: receipts, payments, grant justification. Changing IBAN (bank switch) requires reviewing SEPA mandates, updating the payment gateway and notifying federation and tax authority.
Practical example
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